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Most people assume a crash means a clear path to compensation. Manhattan attorney Jonathan Ratchik explains the legal threshold that stops many cases before they ever reach a jury. You were in a car crash. The other driver was clearly at fault. You're hurt, missing work, and drowning in medical bills. Naturally, you assume you have a case. Not so fast. New York law has a rule that surprises and sometimes devastates accident victims who never knew about it. It's called the s

If you've been injured in a car crash, one of your first questions is likely: "What compensation am I entitled to?" Understanding the types of damages available in a motor vehicle accident case is crucial for protecting your rights and ensuring fair compensation. Attorney Jonathan Ratchik from Kramer, Dunlevy & Ratchik, PLLC breaks down three broad categories of damages you can recover after a motor vehicle accident in New York. Three Categories of Recoverable Damages

If you've been involved in a car crash in New York whether as a driver, passenger, or pedestrian, you've probably heard the term "no-fault insurance" in the hospital or from your insurance company. Understanding how this system works is critical to protecting your rights and ensuring you receive the compensation you deserve. Attorney Jonathan Ratchik from Kramer, Dunlevy & Ratchik, PLLC has spent over 25 years navigating New York's no-fault insurance world. Here's what eve

If you’ve ever been in a car accident in New York City, one of the first questions that runs through your mind — right after “Am I okay?” — is “Who’s going to pay for all this?” Ambulance rides, ER visits, X-rays, follow-ups, physical therapy, even a relatively minor crash can turn into thousands of dollars in bills. Here’s the good news: New York’s “no-fault” insurance law is designed to make sure you get medical care quickly, regardless of who caused the accident. But as wi

If you’ve ever been in a car accident in New York City, you know how fast everything can blur together — sirens, traffic, people shouting, adrenaline pumping. In those moments, it’s easy to make decisions that come back to hurt your health, your case, or your finances later. As a personal injury attorney, I’ve helped hundreds of New Yorkers after serious crashes, from fender benders to multi-vehicle pileups. And I see the same five mistakes again and again. If you can avoid